Revolutionize your banking experience with GCB Banks’ Standard Savings Account. It is an account that requires the account holder to make regular deposits for future use.
Qualifying Criteria
All individuals above the age of 18 years
Here is what you’ll get with your Standard Savings Account
- Interest-bearing account
- Funds can be accessed with the use of digital channels (Cards, USSD, Mobile App, Internet Banking and GhQR)
- Availability of SMS Alert, e-Alert and e-Statement
- Up to 4 withdrawals in a month in-branch. (Extra withdrawals attract a fee)
- Access to mobile app services
Things to know
- Account is opened with an initial deposit and operated with a minimum balance
- Accounts always assume a credit balance
- Account holders must be present at the branch to effect over-the-counter withdrawals
- Account attracts a monthly e-service charge
Benefits for the customer
- Money grows over time as interest is paid monthly on account balance
- The account balance can serve as collateral for a loan
- A stepping stone for a long-term investment
- 24/7 access to accounts using digital channels
- Receive payments and remittances locally and from abroad
- Free withdrawals via GCB ATM terminals
- Free e-Alert and e-Statement
Requirements
- Completed Account Opening Form
- Ecowas Identity Card (Ghana Card)
- One passport-sized picture
- Initial deposit
- Proof of residential address e.g. utility bill (not more than 3months old) / employer’s reference (Security Services)/ income tax certificate/ tenancy agreement / third-party confirmation form